About Us

First, a few words…

My name is Costa. I am the founder of Zemaa Neguy. 

I didn’t start this journey as an expert—I started it in debt, confused, and overwhelmed.

I know what it feels like to avoid checking your bank account… to make minimum payments and hope for the best… to feel like you’re working hard but still stuck in the same financial loop.

But something changed.
I decided to learn. I asked for help.
And I started making small steps toward clarity, control, and eventually—confidence.

Today, I’m not just managing my own finances with intention—I’m coaching others to do the same.
Zemaa Neguy was born from my own transformation, and it exists to help you create yours.

You don’t have to be perfect. You don’t have to do it alone.
If you’re ready to take back control of your money, I’m ready to walk beside you.

Costa Izmestyev, CEO

Our Mission

At Zemaa Neguy, our mission is simple:
To empower individuals and families with the knowledge, tools, and confidence to take control of their financial future.
We believe that everyone deserves access to financial clarity and peace of mind—no matter where they’re starting from. Through practical education and compassionate coaching, we guide our clients toward smarter decisions, stronger habits, and lasting change.

Our Vision

We envision a world where financial confidence is accessible to all—where everyday people feel equipped to manage their money with purpose, power, and peace.
Our long-term goal is to build a growing network of financially resilient households and heart-centered coaches who are changing lives in their communities and beyond. Zemaa Neeguy is more than a business—it’s a movement toward freedom, dignity, and financial self-respect.

Our Coaching

We believe that financial confidence is a skill—just like driving a car. Anyone can learn it with the right guidance, practice, and support.

As your financial coach, our job is to:

  • Educate you on the fundamentals of money

  • Motivate you to believe in your own progress

  • Hold you accountable to your goals

We don’t judge. We don’t lecture.
We walk beside you as you develop clarity, control, and confidence in your financial life.

Whether you’re trying to eliminate debt, build savings, or create a strategy for long-term wealth, we’re here to help you move forward—with purpose.