Take Control of Your Money
At Zemaa Neguy, we are empowering Canadians with simple, strategic financial coaching to eliminate debt, grow wealth, and reclaim peace of mind.
Costa Izmestyev, CEO
We believe that financial freedom begins with clarity and confidence.
Debt Coaching & Cash Flow Strategies
Break free from the cycle of debt with smart repayment plans and budget optimization.
Family Financial Coaching
Know how to protect your loved ones, plan for the future, and sleep better knowing you’re covered.
Business Owner Solutions
Tax-efficient strategies to preserve wealth, reward employees, and secure your company’s legacy.
Ready to Take the First Step?
Start your free membership and discover how Zemaa Neguy can help you reach your goals — faster and with less stress.
Free And Premium Articles
Leveraging for Investments — What You Need to Know (Free)
Have you ever wished you could invest more money than you actually have? That’s exactly what leveraging is — borrowing money to invest so you can potentially grow your wealth faster. But like any tool, it comes with both opportunities and risks. Let’s break it down in...
Chequing Accounts in Canada: What They Really Are For (Free)
Most Canadians have a chequing account. In fact, it’s usually the very first bank account we open—sometimes as kids or teenagers, sometimes when we start our first job. But even though everyone has one, few people stop to think about what a chequing account really...
Taxes in Canada: How Much Longer? (Premium)
The Ugly Truth No One Wants to Admit Canadians are among the most heavily taxed people on the planet.From the moment you wake up and pour that first coffee (sales tax), to the moment you drive to work (gas tax, carbon tax), to the moment you receive your paycheque...
Understanding Taxes in Canada (Free)
For many Canadians, taxes feel like a mystery—a part of life that quietly eats away at your paycheck, investments, and savings. Once a year we put numbers into a software and magically receive something called a "tax return" and we celebrate and thank the government...
Your First Month with Zemaa Neguy (Premium)
Starting your financial journey with Zemaa Neguy is all about building trust, understanding your unique situation, and creating a practical plan to reach your goals. Here’s what you can expect during your first month working with us:Meeting 1: Getting to Know Each...
Monthly Money Checkup (Premium)
As a Zemaa Neguy Premium Member, you don’t just get advice—you get ready-to-use tools that make each step of your financial checkup easier, faster, and more effective. Here’s your upgraded Monthly Money Checkup, with downloads and templates at each stage.Step 1 —...
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(902) 802-2900
info@ZemaaNeguy.com





